Malpractice Claims High Insurance Costs. Force Doctors To Shut Their Doors
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Malpractice Claims and High Insurance Costs Force Doctors to Close Their Practices
Summary:
An increasing number of doctors are reducing services or leaving their practices due to fears of malpractice lawsuits. Many in the medical community advocate for national legislation to keep physicians in clinics and hospitals rather than courtrooms.
Article:
An alarming trend is emerging as more doctors either limit their medical services or abandon their practices entirely due to the fear of malpractice lawsuits. The substantial awards in these cases lead to skyrocketing insurance premiums, making them unaffordable for many medical professionals.
Some doctors choose to relocate to states with more favorable malpractice protection laws. This shift creates challenges for patients, who may find themselves without necessary health care, especially in critical areas like high-risk pregnancies or brain injuries.
Dr. Cara Simmonds, an obstetrician, shared her experience: "It didn’t matter how well I performed or the effort I invested. Baseless malpractice claims threatened my practice by drastically increasing insurance costs. It felt like a game that didn’t reflect my true value."
Often, lawsuits aren’t about a doctor's competence but about families seeking comfort in the aftermath of a tragedy.
Insurance Crisis:
The malpractice insurance crisis began in the early 1970s, when claim costs surged, prompting insurance companies to hike premiums?"sometimes doubling or tripling them.
By 1974, many physicians faced not only soaring insurance costs but also difficulty finding coverage as it quickly dwindled. In response, doctors in various states formed their own insurance companies. These doctor-owned entities now cover over 60% of U.S. physicians, as well as dentists, hospitals, and other health care providers.
The medical community widely believes that national legislation is necessary to ensure doctors spend their time in delivery and emergency rooms, rather than legal battles.
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