Choosing An Active Adult Community
Below is a MRR and PLR article in category Society -> subcategory Other.
Choosing an Active Adult Community
Embarking on retirement or semi-retirement is already a significant life transition. Many people aged 55 and above also choose to move into active adult communities, designed for households with at least one member aged 55 or older. These communities offer an appealing lifestyle, easing the burden of maintaining a large family home.
Why Choose an Active Adult Community?
A survey by Financial Freedom, the largest reverse mortgage lender, reveals that safety is the primary reason older adults choose these communities. In the survey, 54% of participants aged 62-75 expressed feeling safer in a planned community. Other benefits include connecting with peers, enjoying various amenities, and reducing the demands of homeownership. These communities often feature low-maintenance homes with inclusive services like lawn care and snow removal.
Deciding on the Move
Deciding to leave the family home involves considering where and when to move and understanding your budget. Previously popular in Sun Belt states like Arizona and Florida, these communities are now thriving nationwide. Many seniors prefer staying close to family and friends rather than relocating out of state, prompting builders to develop communities across the country.
Narrowing Down Your Options
A quick online search can provide a list of numerous active adult communities. To refine your search, decide if you want to remain in your state, explore nearby areas, or move further away. Proximity to family, climate preferences, and lifestyle interests are crucial factors. Some might prioritize living near golf courses or water bodies, while others may desire access to city amenities and cultural activities.
Lifestyle Considerations
For those still working full or part-time, proximity to the workplace is essential. Even in retirement, many pursue part-time jobs, volunteer opportunities, or educational pursuits. Therefore, ensure your new home is near colleges, volunteer organizations, and potential workplaces.
Planning for the Future
Transportation is an evolving need. The National Association of Home Builders (NAHB) notes that the average age of buyers in these communities has decreased from 67 to 61. Younger seniors are more active and independent, but needs change over time. Investigate public transportation options or community-provided services.
Universal Design and Accessibility
Younger seniors often don't consider themselves as seniors but value homes with universal design features for future accessibility. Ask builders about these options, such as raised electrical outlets, lowered light switches, lever handles, wider doorways, and shower seats. These features are beneficial for everyone and facilitate home adaptation if mobility issues arise.
Timing and Amenities
Check when your new home will be ready. Some developments may take 10-12 months. If amenities like clubhouses, fitness centers, or golf courses are important to you, ensure they're completed promptly. Some communities finalize amenities once most homes are built, which might mean a delay for early residents.
Conclusion
Thorough research and thoughtful consideration can guide you to the perfect active adult community, ensuring a fulfilling and enjoyable lifestyle in your new home.
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