Road Accident Compensation
Below is a MRR and PLR article in category Reference Education -> subcategory Legal.
Road Accident Compensation
Understanding Liability and Compensation Claims
When pursuing a road accident compensation claim, several unique factors can influence liability. Here’s what you need to know:
Key Liability Factors
1. Council Immunity: If an accident involves a council employee or a council-owned vehicle, the victim's ability to claim compensation may be affected.
2. Owner Liability: Vehicle owners may be jointly liable for damages if their vehicle is involved in an accident, even if it was driven by someone else.
3. Company/Employer Liability: Employers can be held responsible when an employee causes an accident while driving for work purposes.
4. Mobile Phone Usage: In the UK, using a mobile phone while driving is prohibited. Employers should encourage safe practices, such as allowing calls only when parked. Accidents due to phone usage can impact compensation claims.
Insurance Challenges
Victims often face three main insurance issues:
1. Uninsured Drivers: There’s an increasing number of uninsured drivers. The Motor Insurers Bureau (MIB) assists victims by handling claims against these drivers.
2. Underinsured Drivers: If another driver’s insurance policy doesn’t cover your total damages, your own insurance might cover the gap?"provided you have adequate coverage.
3. Insurance Company Bad Faith: Insurance companies occasionally deny claims unreasonably. If they breach their contract, this can constitute acting in 'bad faith.'
Seeking Help
For personalized advice or assistance, contact Claims Master Group at 08000 71 22 71. We specialize in Personal Injury, Accident Claims, No Win No Fee, and Road Accident Compensation.
Your road to recovery and rightful compensation starts with understanding your rights and liabilities.
You can find the original non-AI version of this article here: Road Accident Compensation.
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