Quit Wasting Money On PPC Advertising
Below is a MRR and PLR article in category Internet Business -> subcategory Web Hosting.
Stop Wasting Money on PPC Advertising
Introduction
If you're actively involved in pay-per-click (PPC) advertising, spending over $1,000 monthly, leveraging the right credit card could save you thousands each year. Without a rewards card, you're essentially handing extra cash to credit card companies.
Navigating Rewards Cards
Finding the best rewards card for PPC expenses can be daunting due to the hidden pitfalls some cards have. Here, we unveil two key secrets.
Secret #1: Minimal Cashback
Most rewards cards offer just 1% cashback, often disguised as specific retail rewards. While branded perks like Starbucks or Amazon credits seem enticing, they're essentially equivalent to a 1% refund or less. Cash, however, offers flexibility and is easier to use than niche rewards.
Secret #2: Capped Rewards
High cashback rates often come with caps, making them less appealing if you spend $1,000+ monthly. For instance, the GM card limits earnings toward a vehicle purchase to $1,000, contrary to the enticing impression of earning a car.
Top Rewards Cards for PPC Spending
Despite these issues, some cards are excellent for heavy PPC expenses.
Maximize Cash Back
American Express's Blue Cash card is a strong option. It offers tiered cashback?"0.5% for the first $6,500 spent annually, followed by 1.5% thereafter. This setup benefits those who spend significantly on PPC.
Examples:
- $1,000 Monthly Spend: $115 annually
- $10,000 Monthly Spend: $1,735 annually
- $100,000 Monthly Spend: $17,935 annually
Earn Airline Miles
Capital One's No Hassle Miles Visa Signature card shines by allowing points on any airline without blackout dates. It offers 2 points per dollar spent, effectively a 2% cashback. There's a $39 annual fee, but initial spending easily covers it.
Examples:
- $1,000 Monthly Spend: 24,000 miles ($201 after fee)
- $10,000 Monthly Spend: 240,000 miles ($2,361 after fee)
- $100,000 Monthly Spend: 2,400,000 miles ($23,961 after fee)
Best for Travel Rewards
For those who travel occasionally, the Hilton HHonors Platinum Card offers 3% back in points on all purchases. It includes 10,000 bonus points on the first purchase and 15,000 more for spending $5,000 in five months.
Examples:
- $1,000 Monthly Spend: 61,000 points (approx. $610 first year)
- $10,000 Monthly Spend: 385,000 points (approx. $3,850 first year)
- $100,000 Monthly Spend: 3,625,000 points (approx. $36,250 first year)
Strategies to Overcome Credit Limits
If you're not ready to switch cards, consider these strategies to boost your rewards:
1. Request a higher limit from your credit card company.
2. Use multiple cards to distribute your charges.
3. Pay off your card mid-month to increase your available credit.
Conclusion: Are You Maximizing Rewards?
With these insights, evaluate if you're maximizing your rewards or missing out on potential savings. Review the terms of your current cards against these options, and see how you can cut unnecessary costs and enhance your benefits.
Feel free to reach out if you have any questions!
You can find the original non-AI version of this article here: Quit Wasting Money On PPC Advertising.
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