Should You Join AARP
Below is a MRR and PLR article in category Home Family -> subcategory Elderly Care.
Should You Join AARP?
Overview
Many wonder if joining AARP, the prominent advocacy group for older Americans, is the right choice. AARP focuses on several critical issues affecting seniors, including prescription drug costs, Social Security, and consumer alerts. Here's a closer look at what AARP does and the benefits it offers.
AARP’s Role and Activities
Originally known as the American Association of Retired Persons, AARP has become a vital representative for the aging population in the United States, advocating for their needs and rights. Established in 1958 by Ethel Percy Andrus, AARP's membership is projected to reach 70 million within the next decade as the U.S. population ages.
AARP is engaged in negotiating discounts on prescriptions, accommodations, tourist attractions, car rentals, and more. They also play a political role, actively participating in debates around programs like the Medicare Prescription Drug Program. AARP’s adaptability over the years reflects a commitment to dignity and purpose for older adults.
Key Issues Addressed by AARP
1. Prescription Drugs
The cost of prescription drugs has surged over the past five years, outpacing inflation and creating a substantial burden for seniors. AARP provides access to studies tracking price changes for 200 brand-name and 75 generic drugs frequently used by those aged 50 and over.
2. Social Security
With concerns about the future solvency of Social Security, especially as highlighted by President Bush’s proposals, AARP fights to maintain guaranteed benefits for seniors. Bush’s plan to allow private investment of payroll contributions in the stock market could, based on past performance, result in financial losses when adjusted for inflation. Additionally, proposed changes would only preserve traditional benefits for low-wage workers, potentially reducing returns for the majority.
3. Consumer Alerts
AARP also issues consumer alerts, focusing on the $20 billion Americans spend annually on anti-aging products, many of which are unregulated "snake oil" items. The lack of oversight from the FDA on over-the-counter products necessitates consumer caution.
AARP Resources
AARP’s website is a valuable resource, featuring discounted travel options to destinations like Hawaii and Alaska, along with news and information relevant to seniors. Topics include employment, legal advice, health, and fitness.
Conclusion
AARP’s advocacy and resources can make a significant difference in the lives of seniors, addressing critical financial and health-related challenges. Whether it’s securing discounts or staying informed about important issues, joining AARP offers numerous benefits for those over 50.
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