Identity Theft And Mail

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Protecting Yourself from Identity Theft Through Your Mail


Summary:
Identity theft isn't confined to the digital realm, despite media focus on online breaches. While news often highlights data breaches at universities, retailers, or incidents involving lost laptops, identity theft can just as easily happen at home. Are you taking steps to protect yourself?

Consider the type of mail you receive: bank statements, utility bills, homeowners association fees, countless credit card statements, DMV notifications, tax refunds, social security checks, car payments, student loans, and more. All these documents contain sensitive information delivered directly to your mailbox.

It only takes someone sifting through your mail or rummaging through your trash to steal your personal information. A method known as "dumpster diving" is common, but there are effective ways to protect yourself.

Protection Tips:

1. Secure Your Mail:
- Consider a mailbox that locks or set up a P.O. Box at your local post office. This adds an extra layer of security, keeping your information safe behind a locked barrier.

2. Invest in a Shredder:
- Use a cross-cut shredder for any documents you wish to discard. Shredding makes it challenging for dumpster divers to reconstruct your information. A pile of shredded paper is often enough to deter thieves.

3. Reduce Physical Mail:
- Many companies offer online billing and statements. Opt for these services to reduce the volume of mail and lessen the chance of sensitive information being thrown away.

4. Limit Junk Mail:
- To reduce unsolicited offers, especially from credit card companies, visit the Direct Marketing Association's website to opt out of certain mailings:
- Direct Marketing Association
- Mail Preference Service
- P.O. Box 9008
- Farmingdale, NY 11735-9008
- [DMA Consumer Opt-Out](http://www.dmaconsumers.org/cgi/offmailinglist)

By taking these steps, you minimize the risk of your personal information being misused and enhance your protection against identity theft. Secure your mail to secure your identity.

You can find the original non-AI version of this article here: Identity Theft And Mail.

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