How To Save Money And Get Discount Homeowner s Insurance In Oregon
Below is a MRR and PLR article in category Finance -> subcategory Wealth Building.
How to Save Money and Get Discount Homeowner's Insurance in Oregon
Summary
Burglary rates are on the rise in Oregon, with Salem seeing a 17% increase in just two years. If you're an Oregon homeowner looking to save money on insurance, enhancing your home's security is a smart approach.
Improve Home Security
Landscaping
Keep your grass and bushes trimmed low to eliminate hiding spots for burglars. Open visibility to doors and windows helps deter intruders.
Lighting
Invest in motion-sensitive lights, as burglars prefer operating in the dark. These lights can be an effective deterrent.
Safes
Bolt a secure safe to your floor to store valuables such as jewelry, cash, and checkbooks. This precaution not only reduces theft risk but also protects against identity theft if a burglar gains entry.
Fire Detectors
Install fire detectors on every floor and in distinct sections of your home to add an extra layer of safety.
Lock Doors and Windows
Always lock your doors and windows, even for short trips. Professional burglars can act quickly.
Insurance Savings
Implementing these security measures can lower your homeowner insurance premiums annually. They'll not only save you money but also enhance your family's safety.
Adjust Your Deductible
Consider increasing your policy's deductible to the highest level you're comfortable with. A higher deductible means lower monthly payments, resulting in significant savings.
Compare Policies
Lastly, shop around online to compare insurance policies from different companies. With rising costs, it's essential to explore options to ensure you're getting the best deal.
Enhancing your home’s security not only cuts insurance costs but also contributes to a safer community in Oregon.
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