Get The Benefits Of Good Value Auto Insurance.
Below is a MRR and PLR article in category Finance -> subcategory Wealth Building.
Enjoy the Advantages of Affordable Auto Insurance
Summary:
Maximize Savings with These Tips
1. Increase Your Deductibles: Raising your 'excess' or 'deductibles' can lead to significant savings. This is the amount you pay before your insurance kicks in. By increasing your collision deductible from $200 to $500, you could save 15% to 30% on your annual premium.
2. Evaluate Collision Coverage: Consider dropping collision coverage on older cars if the premium exceeds 10% of the car’s value. This coverage pays for damage repairs regardless of fault.
3. Take Advantage of Discounts: Inform your insurer about safety features in your car, such as security alarms, anti-lock brakes, or airbags, to qualify for available discounts.
4. Good Driver Discounts: If you've been accident and ticket-free for several years, ensure you’re receiving any 'good driver' discounts on your premiums.
5. Choose a Reliable Insurer: Avoid companies with poor records in paying claims, even if they offer lower premiums. Opt for a reputable, financially stable insurance carrier to ensure timely and fair claim handling. Check their reputation and financial stability at [www.ambest.com](http://www.ambest.com). Always inquire about the company’s stability with your agent before committing.
By following these tips, you can enjoy affordable auto insurance without sacrificing quality or protection.
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