Apply Bad Card Credit Credit Online
Below is a MRR and PLR article in category Finance -> subcategory Wealth Building.
Applying for Bad Credit Cards Online
Overview
If you're looking to apply for a credit card despite having bad credit, there are several options available online. This article will guide you through a couple of them, detailing their benefits and helping you decide which might be the best fit for your needs.
First Premier Bank Card
The first option is the First Premier Bank card. You can find detailed information at [this link](https://www.firstpremierbankgold.com/fees50/). This card offers a fixed rate of 9.9%. However, be aware of the associated fees: a one-time fee of $29, a program fee of $145, and a monthly participation fee of $72, billed at $6 per month. If you're working on rebuilding your credit, consider making small purchases and paying them off in full each month. This strategy can help improve your credit over time.
Orchard Lake Platinum MasterCard
Another option is the Orchard Lake Platinum MasterCard. This card has a higher interest rate of around 14%, with an annual fee ranging from $39 to $59. Unlike the First Premier card, it does not have a program or participation fee. Additionally, the card offers periodic credit limit increases for on-time payments, making it a viable option for improving your credit score.
Additional Resources
For more cards and information, you can visit [Credit Cards for Bad Credit](http://www.creditcards.com/bad-credit.php). With many options available, it's important to carefully choose a card that suits your financial situation and assists in rebuilding your credit.
Final Thoughts
When selecting a credit card, don't rush into the first option you see. Take the time to find one that meets your needs and will help you in your goal to improve your credit score. Remember, you may use this card for at least a year before upgrading to a better one with more rewards, so choose wisely. Good luck!
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