Top Four Cash Back Rewards Cards

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Top Four Cash Back Rewards Cards


Summary:
If you haven't explored the latest credit card offers, now is the perfect time. With companies competing for your business, credit card perks have never been better. Cash back rewards cards are especially popular, offering cash returns on every purchase. Here's a look at the top four cash back cards to help you choose the best fit.

The Best Cash Back Rewards Cards


Chase Cash Plus Rewards Visa Card


The Chase Cash Plus Rewards Visa Card is straightforward and rewarding. Without complicated rules, you simply use the card to receive cash back. Enjoy 5% cash back at grocery stores, gas stations, and drug stores, and 1% back on all other purchases. You can redeem your rewards as a check or gift certificates for popular retailers like Best Buy, Macy’s, and Home Depot. There’s no annual fee, and new customers benefit from a 0% introductory APR for 12 months on purchases and balance transfers.

HSBC Cash Back Rewards MasterCard


If you value security and fair rewards, consider the HSBC Cash Back Rewards MasterCard. This card offers 1% cash back on all purchases with no spending requirements. There’s no annual fee, and it provides a 0% introductory APR for the first 12 months. Benefit from Zero Liability protection if your card is lost or stolen, unlimited purchase protection, extended warranties, and travel accident insurance.

Citi Dividend Platinum Select Credit Card


Ideal for those who pay off their balance monthly, the Citi Dividend Platinum Select Card offers 5% cash back at grocery stores, drug stores, and gas stations, and 1% on other purchases. It features a 0% APR on balance transfers for 12 months, though the regular APR is higher. Citi stands out with its Photocard option for enhanced security and Lost Wallet Protection, offering a replacement within 24 hours if needed.

Blue Cash from American Express


Perfect for sharing benefits with family, Blue Cash offers up to 5% cash back across purchases, especially at drug stores, grocery stores, gas stations, and home improvement stores. Family members with an additional card also earn cash back on their purchases. Enjoy a 0% introductory APR for six months and a low regular APR thereafter, with no annual fee. The American Express Smart Chip service with ID Keeper further enhances convenience by securely storing your online login information.

Cash back rewards cards provide a great opportunity to benefit from everyday spending. Try these options and enjoy the additional perks while you shop!

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