Eleven Money-Saving Auto Insurance Tips for Senior Drivers
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Eleven Money-Saving Auto Insurance Tips for Senior Drivers
Summary:
Senior drivers, often referred to as seasoned citizens, aim to secure the best rates on their auto insurance policies. However, they may face higher premiums due to perceived risk. By following these tips, seniors can ensure they receive the lowest possible rates.Tips for Saving on Auto Insurance:
1. Drive Safely at Intersections: Many accidents involving seniors occur at intersections. Always plan ahead if you need to change lanes quickly after an intersection, and pay attention to left-turn lanes with dedicated arrows. Keep your tires pointed straight when stopped to prevent being pushed into traffic in case of a rear-end collision.
2. Maintain Appropriate Speed: Driving too slowly can be as hazardous as speeding, especially on highways. Stick to the right lane and follow the flow of traffic to avoid causing road rage incidents.
3. Stay Updated on Traffic Laws: Common violations among seniors include failure to yield, improper turns, and incorrect lane changes. Keep abreast of new traffic regulations and designs.
4. Adjust Your Seat for Better Visibility: The National Highway Traffic Safety Administration advises that you sit high enough to see at least 10 feet in front. Use a cushion if necessary to improve your view of pedestrians and cyclists and reduce nighttime glare.
5. Avoid Nighttime Driving with Tinted Glasses: Since night vision decreases with age, avoid wearing sunglasses or tinted glasses at night to improve visibility.
6. Familiarize Yourself with New Car Features: Learn how modern features, like anti-lock brakes, operate, especially in slippery conditions. Proper training can be beneficial.
7. Take a Refresher Driving Course: Enrolling in courses like AARP's "55 Alive" can refresh skills and possibly earn you insurance discounts. Many states and insurers offer reduced rates for completing such courses.
8. Choose Cars with Auto-Dimming Mirrors: These mirrors help reduce headlight glare and improve nighttime driving comfort.
9. Opt for Cars with Advanced Airbags: Modern airbag systems have sensors that adjust deployment based on occupant weight, reducing potential injuries. Consider vehicles with side airbags for added safety.
10. Prioritize Comfort and Ease of Use: Ensure your car fits well with seat belts positioned correctly. Choose vehicles with automatic transmission, power steering, and power brakes to reduce physical effort.
11. Search for Senior Discounts: While shopping for insurance, check which companies offer discounts for seniors. You'll get the best rates if you’re in good health and drive a safe, modern vehicle.
By following these strategies, senior drivers can enjoy both safety and savings on their auto insurance policies.
You can find the original non-AI version of this article here: Eleven Money-Saving Auto Insurance Tips for Senior Drivers.
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