Student Loans Don t Bother Me. I m Eccentric.
Below is a MRR and PLR article in category Finance -> subcategory Loans.
Student Loans? Not My Problem. I'm Eccentric.
Summary
Student loans can become burdensome if you give in to peer pressure. True freedom means breaking free from societal expectations. Even bureaucrats tend to give up when they realize you're a true eccentric. Discover how embracing your eccentricity can help you avoid student loans.
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Embrace Your Eccentricity
"Do you see yourself as eccentric?" my boss asked, puzzled. "Absolutely," I replied. "Eccentric means straying from the norm, not following the crowd."
How It All Started
My journey into eccentricity began as a teenager when I discovered a book about writing essays. Its advice was simple: think about what everyone else will write and do the opposite. This approach was so much fun that it spilled over into my everyday life, making more sense than conventional thinking. Before long, I was known for my eccentric ways.
The Immediate Perks of Being Eccentric
- You Don't Offend People: Everyone just shrugs it off with "It's just Ian!"
- Freedom to Say "No": You are free to decline any offer or trend.
- No Need to Keep Up with the Joneses: Set your own standards and targets.
Saving on Student Loans Through Eccentricity
I chose a bicycle over a car like other students, eliminating the need for student loans. I set my own standards and was never driven by societal pressures to spend more.
For textbooks, I went the second-hand route, buying only what was essential. Reading library books instead of purchasing kept me free from loans.
Free pastimes were my choice. Contrary to the belief that this leads to boredom, I ended up with so many hobbies that I had to trim the list. Saturdays meant cycling with friends, often fixing bikes for free, as I had the tools. Touring the UK by bike incurred no fuel costs, leaving student loans unnecessary.
For fitness, my unique sports choices included croquet, table tennis, cross-country running, and hill-walking?"all free from financial strain.
Even my dates were low-cost. As an eccentric, my partners had to either accept my ways or move on.
Furniture? I furnished my entire house for less than my boss paid for his bed by buying at auctions, where the main cost was transporting items.
- Student Union? Nope.
- Horse-racing Pool? Definitely not.
- Join a Student Protest Rally? No way.
Whenever peers were pressured into expensive activities with the refrain "everyone else is doing it," no one bothered to ask me. While they opted for loans, I saved money from scholarships and by taking holiday jobs.
One day, an employment officer offered me an "undesirable" job. I took it, working alone on a farm, snowed in most of the winter, learning an array of skills from trapping to cheese-making. The officer was bemused by my enthusiasm.
Why Eccentricity Helps Avoid Student Loans
- Second-hand Shopping: I'm happy to buy seconds or thrift items.
- Free is Best: I embrace free opportunities and activities.
- No Pride in Possessions: People give me rides because I don't own a car. I used to hitchhike too. Friends hand down clothes that only an eccentric would wear.
- Scholarship Hunting: I diligently seek scholarships to avoid loans.
- No Credit Cards: Everyone else might rely on credit cards, but their high interest rates make them costly. Not for me.
- Creative Gifting: I find treasures at thrift stores and creatively gift them, avoiding the expense of typical shopping or postage.
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By embracing eccentricity, you not only dodge student loans but also carve a path that's true to yourself, free from the weight of societal expectations.
You can find the original non-AI version of this article here: Student Loans Don t Bother Me. I m Eccentric..
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