How To Avoid Paying Interest

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How to Avoid Paying Interest


Summary:

Looking to save money? You can leverage cash and avoid interest fees?"if you're responsible. Discover how to steer clear of paying interest.

Keywords:

Credit Card, Discover Card, Interest Free, Balance Transfer, 0% Interest

Article Body:


Credit card companies are offering enticing incentives for new sign-ups. Discover Card and others often provide 0% interest for 12 months on purchases and balance transfers. This means you can use a card as a one-year interest-free loan.

Are You Paying Interest?


Many people pay unnecessary interest on credit card debt and loans. However, there's an easy way to avoid these fees entirely.

The Solution: Balance Transfers


A balance transfer involves moving your existing card balance to a new card with a better interest rate?"ideally 0%. This allows you to bypass interest fees.

How Long Does It Last?


The duration of a 0% interest offer varies, but it can last up to 12 months. If you still need an interest-free loan after this period, simply transfer your balance to another card with a 0% offer. This process takes about 10 minutes and can keep you from ever paying interest again!

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