Commonwealth Of Virginia Low Cost Health Insurance
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Low-Cost Health Insurance in the Commonwealth of Virginia
Overview
Residents of the Commonwealth of Virginia seeking affordable health insurance can benefit from the FAMIS (Families Access to Medical Insurance Security) health plans. These plans offer excellent options for families and children needing coverage.
FAMIS Health Plans
The Commonwealth sponsors three FAMIS health plans:
1. FAMIS: The Children's Health Insurance Program
This program is tailored for children and includes:- Doctor visits
- Well-baby checkups
- Hospital stays
- Vaccinations
- Prescription medications
- Diagnostic tests and X-rays
- Dental services
- Emergency care
- Vision care
- Mental health services
2. FAMIS Moms
Designed for pregnant women, this program covers healthcare during pregnancy and up to two months postpartum.3. Smiles for Children
This program focuses on dental care, offering:- Diagnostic and preventive care
- Restorative and surgical procedures
- Orthodontics
While primarily for children, adults can receive emergency dental services.
Benefits and Costs
The beauty of these programs lies in their affordability. Co-payments are as low as $2 or $5, and regular check-ups are free. There are no monthly premiums or enrollment fees. For Smiles for Children, dental services have no co-payments, provided you use network dental providers.
Eligibility
To qualify for any FAMIS program, applicants must meet the following criteria:
- Be a U.S. citizen under the age of 19 (for children's programs)
- Reside in Virginia
- Lack other insurance for at least four months
- Be ineligible for Medicaid
- Meet income requirements (e.g., a family of four must earn less than $40,000 annually)
Potential applicants can use the income calculator on the FAMIS website to check their eligibility.
Conclusion
The Commonwealth of Virginia is committed to ensuring quality healthcare access for its low-income residents through these affordable health insurance programs. For more information, visit the [FAMIS website](http://www.famis.org).
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