Identity Theft - Think You re Not at Risk
Below is a MRR and PLR article in category Finance -> subcategory Credit.
Identity Theft: Are You Really Safe?
Summary
In today's rapidly evolving digital world, we can conduct business in seconds. However, this ease has led to a surge in identity theft. This article explores the growing threat and offers a solution through the Identity Theft Shield.Word Count: 1280
Article Body
We live in an era dominated by information, where technology empowers us to complete transactions almost instantly. However, this convenience has also given rise to a new and alarming crime?"identity theft.
According to the Federal Trade Commission (FTC), approximately 27 million Americans have become victims of identity theft since 1999. This number continues to rise, with nearly 10 million reports in 2003 alone. But does identity theft only mean stolen credit cards? Not quite. In fact, 60% of cases don't involve existing credit card accounts at all. Instead, thieves may open new lines of credit, engage in utility fraud, or even commit employment-related fraud in your name. Given these diverse avenues, everyone is at risk.
Protection with Identity Theft Shield
So, what should you do if you find yourself in this predicament? Fortunately, Pre-Paid Legal Services, Inc. offers a comprehensive solution alongside Kroll Inc., a leading risk consulting firm.
Kroll has spent over 30 years helping clients manage risks and seize opportunities, with operations in more than 60 cities worldwide. They provide expertise in various areas, including security systems, employment screening, and electronic evidence recovery. Now, Kroll has partnered with Pre-Paid Legal to offer the IDENTITY THEFT SHIELD benefit to members.
What Does the Identity Theft Shield Offer?
This benefit helps you monitor your credit and respond to threats to your financial standing quickly. Here’s what you get:
1. Credit Report from Experian
- Keep your financial records accurate. Your credit score impacts your borrowing abilities, interest rates, insurance premiums, and even job prospects. Regularly reviewing your credit report is vital, and the Identity Theft Shield provides an up-to-date report at no additional cost.
2. Continuous Credit Monitoring
- Detect suspicious activities early. Identity theft can happen rapidly, but rectifying the damage can take years. With continuous monitoring, you'll be alerted to suspicious account activities, allowing you to take swift action.
3. Fraud Restoration Service
- Receive expert assistance. If discrepancies arise in your credit report, our fraud investigators will guide you through the process. By signing a Limited Power of Attorney, Kroll will issue necessary fraud alerts and work with relevant agencies to restore your credit. Without it, you still get basic consulting services with guidance and support.
Limitations
The Identity Theft Shield does not cover incidents before membership enrollment or business-related identity issues. Additionally, identity restoration is unavailable if the identity theft resulted from any unlawful actions by you or your family. Members must maintain active membership to receive services, which exclude financial losses from identity theft.
Affordable Peace of Mind
Clearing your name after an identity theft incident can average $1,200 in out-of-pocket expenses. However, with the Identity Theft Shield, the monthly cost is just $12.95?"only $9.95 if bundled with Pre-Paid Legal membership. Plus, your spouse is included at no extra charge.
Given the prevalence of identity theft in media and daily discussions, doesn't it make sense to secure this protection? Imagine the reassurance of having professional support if you or your spouse fall victim to identity theft.
Act Now
Contact Naomi Gonzalez, Independent Associate, at 866-564-6775 to sign up for your membership today. Don't wait until it's too late?"take action now! Visit www.go-prepaid.com for more details and consult the Identity Theft Shield documentation for full disclosures and exclusions.
You can find the original non-AI version of this article here: Identity Theft - Think You re Not at Risk .
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