Everything About Citi MTv Platinum Select Visa Card For College Students
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Everything You Need to Know About the Citi MTv Platinum Select Visa Card for College Students
Overview
The Citi MTv Platinum Select Visa Card is a standout option among Citibank's range of credit cards tailored for college students. This card is especially beneficial for students eager to build a strong academic and financial foundation.
Key Features
To qualify for the Citi MTv Platinum Select Visa Card, students should maintain a good credit history, characterized by timely payments and low balances. Additionally, students with high GPAs can earn rewards, aligning the card’s benefits with academic success. With a low annual percentage rate (APR), this card helps pave the way for a positive credit rating.
Benefits
1. Introductory APR: Enjoy a 0% introductory APR for the first nine months. After this period, the APR adjusts to 17.99%. There are no annual fees on balance transfers.
2. Savings Opportunities: Transfer balances from higher interest credit cards within the first six months to take advantage of the 0% interest, potentially saving significant amounts of money.
3. Reward System: Earn 5 points for every dollar spent at restaurants, record stores, bookstores, and more. You can earn up to 2,000 Thank You points twice a year, redeemable for gift cards and merchandise.
4. Online Management: Easily manage accounts online, pay bills, and track accumulated points.
5. Exclusive Access: Earn and redeem points for special MTV events and entertainment activities.
6. Annual Points and Redemption: Accumulate up to 75,000 points annually, with rewards expiring after five years.
7. Shopping Discounts: Save up to 10% at mtvshop.mtv.com, with interest-free purchases contributing to reward points. Enjoy discounts at the MTV New York City store and online purchases.
8. Additional Benefits: Includes auto rental services, travel accident insurance, emergency cash replacement, emergency card replacement, fraud protection, and more. Enjoy up to $1,000,000 in travel insurance coverage.
By choosing the Citi MTv Platinum Select Visa Card, college students can embrace a card that not only supports their financial needs but also rewards their academic achievements, offering a range of advantages that go beyond standard credit card features.
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