Don t Lose Your Home Contact a Bankruptcy Attorney Today
Below is a MRR and PLR article in category Finance -> subcategory Credit.
Don't Lose Your Home! Contact a Bankruptcy Attorney Today
Overview
Filing for bankruptcy is a significant decision, but it offers a much-needed fresh start when no other options remain. As a legal method to discharge unsecured debt, bankruptcy can offer relief and a new beginning. You may even be able to keep your home and car. Consulting with professionals like the Malaise Law Firm, experts in San Antonio bankruptcy law, can guide you through this process.
Understanding Your Options
Deciding to file for bankruptcy involves understanding your options. The Malaise Law Firm can help determine if bankruptcy is right for you and explain the differences between Chapter 7 and Chapter 13 bankruptcies.
Chapter 7 Bankruptcy
Often referred to as a typical bankruptcy, Chapter 7 involves liquidating non-exempt assets to pay off unsecured debts like credit cards, loans, and medical bills. Fortunately, most people retain their property, and unsecured creditors usually receive nothing. After filing, these debts are discharged, permanently preventing creditors from attempting to collect.
Chapter 13 Bankruptcy
Chapter 13 focuses on debt reorganization. If you have a steady income, you can consolidate debts, including mortgage arrears, car payments, credit card bills, loans, and student loans, into one manageable monthly payment. This plan allows you to keep your assets, unlike Chapter 7. Creditors must communicate through your attorney and the court during this period.
Benefits of Bankruptcy
In 2007, millions sought the fresh start offered by bankruptcy. Contrary to common misconceptions, your credit isn't permanently damaged, and it's possible to obtain credit after filing. At the Malaise Law Firm, our San Antonio bankruptcy attorneys, with over 40 years of experience and board-certified experts, prioritize your best interests.
Get Professional Help
The Malaise Law Firm assists residents of San Antonio, Houston, Dallas, Fort Worth, Corpus Christi, Harlingen, Brownsville, and McAllen, Texas, with their legal and bankruptcy needs. To explore how we can aid you, contact us today at [Malaise Law Firm](http://www.malaiselawfirm.com/contactus) or call 1-800-BANKRUPT for immediate assistance.
Take action to secure your future and protect your home by reaching out to a knowledgeable bankruptcy attorney.
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