Details Of The Discover Student Tropical Beach Card Application
Below is a MRR and PLR article in category Finance -> subcategory Credit.
Discover Student Tropical Beach Card: Everything You Need to Know
Overview
If you're seeking an affordable line of credit but don't have the best credit score, the Discover Student Tropical Beach Card by Morgan Stanley might be the ideal solution. Designed for individuals with limited to average credit, this card offers not only manageable rates but also a rewarding cash back program.
Key Features
Introductory Offers and Rates
- 0% Intro APR: Enjoy a six-month introductory period with 0% APR on all purchases.
- Post-Intro Rates: After the initial period, the interest rate adjusts to a competitive 16.99% variable APR.
- Cash Advances: Fixed at 22.99% APR.
- No Annual Fee: Access these features without worrying about an annual fee.
Credit Limits
The card offers a flexible credit limit ranging from a minimum of $500 to a maximum of $5,000, catering to various financial needs.
Cash Back Rewards
The Discover Student Tropical Beach Card shines with its cash back rewards:
- Earn 0.25% to 5%: Get between 0.25% and 5% back on purchases.
- 5% Bonus: Receive 5% cash back at participating retailers through the Cashback Bonus Reward program.
- Warehouse Discounts: Benefit from 0.25% back at discount and warehouse stores.
- Double Rewards: Double your rewards by purchasing from participating Discover Card partners.
Reward Structure
- Up to $1,500: 0.25% cash back.
- Up to $3,000: 0.5% cash back.
- Above $3,000: 1% cash back.
Why Choose This Card
The Discover Student Tropical Beach Card provides significant benefits for those aiming to build or improve their credit. With a low APR and a generous rewards program, it’s a practical choice for anyone seeking financial growth and savings.
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