Details Of The Citi Upromise Card Application
Below is a MRR and PLR article in category Finance -> subcategory Credit.
Details of the Citi Upromise Card Application
Overview
The Citi Upromise Card, offered by Citibank, is designed for individuals with excellent credit who wish to benefit from a college savings rewards program.
Key Features
The Citi Upromise Card allows you to participate in the Upromise program, enabling you to earn a 10% rebate on select purchases. This includes:
- Over 7,000 grocery and drugstore items
- 2% rebate on gasoline at Exxon and Mobil
- 1% rebate on all other purchases
These rewards can effectively contribute to building a substantial college fund.
Introductory Offers
- Interest Rate: Enjoy a 0% introductory interest rate on purchases and balance transfers.
- Annual Fee: There is no annual fee.
- Post-Introductory Rate: After one year, the interest rate adjusts to 11.99% on purchases. Cash advances have a minimum rate of 19.9%.
- Balance Transfers: Post-introductory balance transfers incur a 3% fee (minimum $5, maximum $75).
Additional Benefits
Cardholders receive:
- Travel accident insurance up to $1,000,000
- Auto rental insurance
- Travel and emergency assistance services
- Student discounts at participating merchants and retailers
Rewards Details
The rewards program offers:
- Rebates ranging from 1% to 10%
- Up to $300 in annual rebates on grocery and drugstore items
- Unlimited gasoline purchase rebates
Extra Perks
The card also provides:
- Online account access
- Identity theft solutions
- Fraud protection
- Automatic bill payments
- Year-end financial statements upon request
- No liability for unauthorized transactions
- Optional photo ID on card
- Comprehensive travel assistance
- Medical and legal referrals
- Lost baggage assistance
- Emergency card replacement
- Auto rental discounts
- Student incentives
Conclusion
The Citi Upromise Card makes saving for college simple and convenient without an annual fee. With its extensive rewards and benefits, the minor drawbacks are easily outweighed. What better way to contribute to a college fund than through everyday purchases?
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