Chase Goes After Small Businesses with Business Credit Cards
Below is a MRR and PLR article in category Finance -> subcategory Credit.
Chase Targets Small Businesses with Business Credit Cards
Overview
Chase is making a strong push into the small business sector by offering a range of business credit cards designed to separate business expenses from personal ones, providing owners with fresh purchasing power.
Key Features
Chase offers a variety of business credit cards, each tailored to meet the distinct needs of small business owners who value rewards and discounts.
Cash Back and Rewards
- Premier Cash Rebate Cards: Offer 3% cash back on essential purchases such as fuel, office supplies, dining, hardware, and home improvements. All other purchases earn 1% cash back.
- Cash Rewards Cards: Provide a generous 5% cash back on purchases from all merchants, encouraging increased usage of these cards.
Flexible Rewards
The Flexible Rewards Platinum Business Credit Card allows businesses to earn 1 point per dollar spent. Points can be redeemed for cash, travel, merchandise, or gift certificates once 2,500 points are accumulated.
Partnerships and Professional Cards
Chase collaborates with companies like Amazon and Bell South to issue co-branded business credit cards. They also offer a specialized Chase Professional Card for professionals seeking tailored benefits.
Specialized Cards for Contractors
Chase has introduced a business credit card specifically for contractors under the Visa Signature series. This card features:
- No Pre-set Spending Limits: Offering flexibility based on spending history.
- 60 Days Same-as-Cash Credit: Qualified construction purchases over $1,000 enjoy a 0% APR and no required payments for 60 days.
Important Considerations
Contractors who default on payments may lose special benefits. Balances exceeding the credit limit are subject to finance charges included in the minimum payment.
Cash Back for Contractors
Contractor cardholders enjoy 2% cash back on material and supply purchases and 1% on all other purchases. Note: Purchases at warehouse clubs, discount stores, and superstores are not eligible for points.
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By providing a diverse array of features and benefits, Chase's business credit cards are designed to support and enhance the financial management of small businesses across various industries.
You can find the original non-AI version of this article here: Chase Goes After Small Businesses with Business Credit Cards.
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